The interest rate on your home loan drives most of your repayment. Small movements can add up over years, which is why it is worth reviewing your loan regularly.
Variable rates move with the market and lender pricing. Fixed rates lock in certainty for a period. Your broker can show how each option behaves if rates rise or fall, and what that means in dollars per month.
Ask what rate you are on now, whether a better deal exists with your current lender or elsewhere, and what fees or break costs apply if you switch. We handle those comparisons for you.
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