Borrowing capacity calculator

A rough guide to what you might borrow. The lender's assessment will confirm.

Your gross annual income*

Partner's gross annual income

Number of dependants*

Monthly living expenses*

Other monthly debt repayments

Assessment rate (% p.a.)*

Estimated borrowing capacity

$611,252

Indicative only. Lenders apply different policies and buffers.

Estimated monthly surplus

$4,700

This calculator is for general information only. Results depend on the figures you enter and do not take into account fees, lender criteria, or your full circumstances. It is not a quote, pre-approval, or credit offer. For advice tailored to you, speak with our team.

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