Brookvale · Sydney
Mortgage Broker Northern Beaches
Approved Property Finance is a mortgage broker on the Northern Beaches, based at 2/658 Pittwater Road, Brookvale. We help locals and greater Sydney borrowers compare 70+ lenders for purchases, refinances and investment loans — with the same face from first chat through to settlement.
A Brookvale broker who still works Sydney-wide
Northern Beaches borrowers often want someone who understands local prices, strata buildings, and the time it takes to get to the city — without being limited to one bank’s credit box. We sit in Brookvale and work the full panel: major banks, mutuals and specialist lenders.
If you are buying in Manly, Freshwater, Dee Why, Mona Vale or further up the peninsula, we still run the same credit assessment a city broker would — then we pick lenders whose postcode, LVR and serviceability settings fit the property, not a generic Sydney average.
Home loans we arrange from the Northern Beaches
Owner-occupier purchases, first home buyer scenarios, refinances to cut rate or unlock equity, and investment purchases across NSW. Commercial and business-purpose lending is available when the deal is not a standard home loan.
We also work with professional packages — including home loans for doctors and other registered occupations — when a lender’s policy is a better fit than a standard retail product.
What to expect when you call
We start with goals and numbers: income, debts, deposit, and the property or refinance target. You get a shortlist, not a product dump. Applications and lender follow-up sit with us so you are not chasing five different people.
Meet in Brookvale, on a video call, or after hours if that is when you can talk. There is no obligation to proceed after the first conversation.
FAQ
Mortgage Broker Northern Beaches — common questions
Where is your Northern Beaches office?
We are at 2/658 Pittwater Road, Brookvale NSW 2100. Appointments are available in person or by phone and video if you are interstate or at work.
Do you only help Northern Beaches buyers?
No. Brookvale is our base. We regularly settle loans across Sydney and the rest of Australia. Local knowledge helps on peninsula properties; the lender panel is national.
Is a mortgage broker free on the Northern Beaches?
For most residential home loans we are paid by the lender on settlement. We explain remuneration before you appoint us. Some commercial or specialist files can have a separate fee — we flag that early.
Can you help if I already have a home loan with a big bank?
Yes. Refinancing is a large part of what we do. We compare your current rate and features against live offers, including break costs if you are fixed.
Do you work with first home buyers in Manly and surrounds?
Yes. We map grants, stamp duty concessions and genuine savings rules to the state you are buying in, then match a lender that will accept the structure.
How quickly can I get pre-approval?
Once income and ID evidence is in, many files can go to a lender within days. Timing then depends on the bank’s credit team and valuation. We set expectations on the first call.
Can I speak to James directly?
James Haywood is Managing Director and still involved in files. Call 1300 992 837 or use the contact form and we will book a time.
Ready to compare lenders?
Tell us what you are trying to do. We will come back with a shortlist, not a product dump.